PRAN-Permanent Retirement Account Number

The Central Government had introduced the National Pension System (NPS) with effect from January 01, 2004 (except for armed forces). Pension Fund Regulatory and Development Authority (PFRDA), the regulatory body for NPS, finalised the architecture and appointed NSDL as Central Recordkeeping Agency (CRA) and other entities for National Pension System. Subsequently, various State Governments adopted this architecture and implemented NPS with effect from different dates.

In NPS, a government employee contributes towards pension from monthly salary along with matching contribution from the employer. The funds are then invested in earmarked investment schemes through Pension Fund Managers.

Scheme Information

As per the present guidelines of Pension Fund Regulatory and Development Authority(PFRDA), contribution towards pension will be invested in the default schemes for State Government of three Pension Fund Managers (PFMs), viz, LIC Pension Fund Limited, SBI Pension Funds Pvt. Limited and UTI Retirement Solutions Limited. The proportion in which contributions are allocated among these three PFMs is decided by each of the state government, which in mentioned in the Statement of Transaction. Each of the PFMs will invest the funds in the proportion of 85% in fixed income instruments and 15% in equity and equity related instruments. Hence, in the application form for PRAN, the employees of State Government and State Autonomous Bodies need not mention the details of the schemes.

PRAN number

The PRAN or Permanent Retirement Account Number is a unique 12 digit number that identifies those individuals who have registered themselves under the National Pension Scheme (NPS). After allocation of PRAN, NPS subscribers get the PRAN card. The PRAN card serves as the unique identification  for a National Pension Scheme  subscribers throughout his/her life.

Download Application

PRAN Application Form

How to get PRAN number

Every employee joined on or after 01.04.2013 has to take PRAN number. there two ways to collect PRAN number.

Employees From Govt Departments

After making proper entries in SPARK ,employees have to report at the district treasuries .There are two or  three days in a week allotted  for PRAN account operation at the district treasuries. They prepare the application through online, after that ,affix the employees photographs and put signature on it. Copy of aadhaar card, bank accounts and PAN card attach along with the application form. District treasury officer put forward the application to the Central record Keeping Agency /facilitation centers. Employees can collect the PRAN kit including the PRAN card from the concerned treasuries.

Employees From LSGIs

After collecting application form from employees, Gramapanchayats directly send it to the Central record Keeping Agency facilitation centers. They send the Kits directly to the Employees.

Key Sections needed for a PRAN Card

·         Personal details of subscriber

·         Employment details of subscriber

·         Nomination details of subscriber

·         Subscriber scheme details

·         Declaration by subscriber to PFRDA (Pension Fund Regulatory and Development Authority)

Time Limit

It takes two weeks for availing PRAN number, The record keeping agency also gives the PRAN card.

Central Record Keeping Agency and Facilitation Centres

NSDL e-Governance Infrastructure Ltd,
Ist floor,
Times Tower,Kamala Mills Compound,
Senapathi Marg,
Lower Parel,
Mumbai - 400013

https://www.npscra.nsdl.co.in/state-government.php
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Facilitation Centres

1.integrated Enterprices(india)Ltd
41/426,
"SEEMA",
Near Hotel Abad Metro,
Rajaji Road ,Ernakaulam,Kochi
PIN.682035
Phone:0484-2371494,0484-2384735
email-cocninetds@integratedindia.in


2.Alankit Assignments Ltd, 
A.C.T Chamber,
 1st floor, MKK Nair Road,
Kochi.
PIN-682025 Phone: 9747412862
 E-mail: prakashum@alankit.com

3.Karvy Data Management Services Ltd
, Cheruparampath Road,
1st Cross Road,
 Kadavanthra,
 Ernakulam.
PIN-682020
Phone: 0484-2310884
E-mail: tincochin@karvy.com

4. Alankit Assignments Ltd,
 T.C 40/366,
Srinivas & Krishna,
 2nd Puthen Street,
 Thiruvananthapuram.
 PIN-695009
Phone: 0471-2472888
E-mail: skcatvm@yahoo.co.in

5. Karvy Data Management Services Ltd
 Second Floor,
 Akshaya Tower
 Sasthamangalam,
Thiruvananthapuram.
PIN-695010
Phone-0471-2725989 E-mail: tintvm@karvy.com